Prior to my injury I was a working professional with the forethought to take out a long-term disability policy. I am really glad I did, but sometimes the paperwork associated with it is a little ridiculous.
Every year I have to fill out a form for the insurance company. I wonder if they expect my condition (quadriplegia) to change ? They asked questions like do I need any assistance with ADLs (activities of daily living) if so how much assistance do I need ?.....
Let's see, I'm paralyzed from the chest down, cannot feel or use my hands or fingers or transfer to my power wheelchair independently, I need to have someone reposition me every four hours when in bed. I cannot go to the bathroom myself.... etc. etc. etc. I have attendant care and rely on family for support.
Another question they ask is what types of activities did you engage in before your injury. Yes, let's walk down memory lane at all the activities I could perform independently, that helps with depression. Lets list a few
1. Walking, simply walking and being independent.
2. Running, I ran cross-country in high school and enjoyed running.
3. Hunting, independently hunting with my bow several states each year.
4. Skydiving
5. riding my motorcycle
6. boating, knee boarding
7. camping, backpacking ,hiking etc.
8. karate, was a second-degree black and enjoyed working out
9. fishing in Canada every year
10. traveling independently
11. being able to feel pleasure instead of constant burning
12. shooting, rifles and handguns
13. dancing
14. riding mechanical bulls
15. SCUBA diving, swimming
16. playing football
17. playing hockey
18. playing softball
19. playing volleyball
20. barbecuing
21. opening my own beer
22. feeling confident physically and not vulnerable
23. shooting pool
24. driving a car
25. Being Able to Do Anything I Really Wanted!
I'm done for the day..... this rant is brought to you courtesy my long-term disability insurance carrier.
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